Don Marino helps Clark County households turn savings, pensions, and old workplace plans into a written retirement income plan. Series 65, licensed insurance producer in Nevada, with an office on S Jones Blvd in Las Vegas.
We map what you'll spend in retirement against Social Security, pensions, IRAs, and any guaranteed income, then look at where the gaps are and how to close them.
Nevada has no state personal income tax, so retirement withdrawals, Social Security, and pension income are not taxed at the state level. Federal tax still applies, and that shapes the withdrawal order we plan for.
Old 401Ks, TSP and 403(b) balances, scattered IRAs, and stale beneficiary designations get reviewed and, where it makes sense, consolidated into one plan you can actually follow.
Which account to draw from first, whether a multi-year Roth conversion fits, and how Required Minimum Distributions land once you reach the applicable age.
One conversation with a licensed Nevada advisor. No robocalls, no pressure — just a plan that fits.
Yes. The office is at 304 S Jones Blvd #4606, Las Vegas, NV 89107, a few minutes off the 95. Phone and Zoom meetings are available if that's easier.
Nevada has no state personal income tax, so IRA and 401K withdrawals, pensions, and Social Security are not taxed by the state. Federal income tax still applies, and your federal bracket drives most withdrawal planning decisions.
Advisory planning generally starts at $100,000 in investable assets. Insurance and coverage help is available at any level.
A no-cost, no-obligation review of your accounts, expected income, and timeline, plus a plain-language look at your options. Nothing is recommended until we've both seen the full picture.