Nevada financial advisor for retirement & insurance.
Nevada's 401K & health insurance advisor for 1099 contractors and small businesses. Get personalized retirement plans and affordable coverage — without the corporate runaround.
Retirement and insurance services
From rolling over an old 401K to enrolling your team in health coverage — Marino handles the paperwork so you can keep building.
401K, TSP & 403(b) Rollovers
Left a job, retired from federal service, or moved on from teaching? We roll your old 401K, TSP, or 403(b) into an IRA with zero tax hit and lower fees.
Business 401K Plans
Attract and keep talent with a turnkey 401K for any size business — from solo owner-operators to large employers. We handle setup, compliance, and employee onboarding.
SEP IRA
Self-employed and want to shelter more than a Roth allows? A SEP IRA lets you contribute up to 25% of net earnings, tax-deferred.
Annuities
Guaranteed lifetime income you can't outlive. Fixed and indexed annuities that protect your principal while your money keeps growing.
Roth IRA
Tax-free growth and tax-free retirement income. We open, fund, and (for high earners) run the backdoor Roth conversion for you.
Roth Conversions
Scared to convert your 401K or IRA to a Roth? We model the taxes, spread it across years, and keep you out of the wrong bracket — so you convert with confidence.
Life Insurance
Compare term, whole life, indexed universal life (IUL), and final expense options from multiple insurance carriers. Coverage, rates, and eligibility depend on age, health, underwriting, product, and carrier.
Health Insurance
Compare available health insurance options for Nevada 1099 workers, individuals, families, and eligible small businesses — premiums, benefits, provider networks, and plan features.
RMDs (Required Minimum Distributions)
Turning 75? We calculate your RMD, handle the withholding, and keep you clear of the 25% IRS penalty — plus QCD strategies if you're charitably inclined.
Get your custom coverage summary.
No endless robocalls. One conversation with a local expert to compare health insurance options side-by-side.
Brief Assessment
Tell us about your household or business size.
Provider Check
We help check whether your preferred doctors and hospitals are listed in the plan's current provider network. Provider participation can change, so coverage and network status should be confirmed with the carrier and provider.
Direct Enrollment
We handle the paperwork and verification for you.
Compare your options in about 3 minutes.
Answer one short question at a time. We'll compare your current premium with available health plan options based on your Nevada ZIP code, household information, eligibility, and coverage needs.
- Compare against your current monthly premium
- Check whether your preferred doctors are currently listed as in-network
- No robocalls — just one licensed local agent
Health plan availability, premiums, benefits, provider networks, eligibility, exclusions, and limitations vary by plan and carrier. Provider network participation can change and should be confirmed before enrollment and before receiving services.
We never sell your data. Licensed Nevada advisor · NPN 21730234 · NV #4151633 · CRD# 8158482.