Coverage that actually keeps your doctors.
We shop private and marketplace plans for Nevada 1099s, freelancers, and small business teams. Most clients end up with better networks and lower premiums than they'd find on their own.
What you get
Provider verification first
Before you commit to a plan, we check that your primary care doctor, specialists, and preferred hospitals are actually in-network.
Private + marketplace shopping
We compare private plans, ACA marketplace options, and short-term coverage side-by-side to find the best fit.
Small business group plans
For teams of 2–50, we design group medical, dental, and vision plans that fit your budget and give employees real choice.
Subsidy check
If you qualify for advance premium tax credits, we calculate exactly what you'll receive and factor it into your comparison.
Who it's for
- Nevada 1099 contractors and freelancers
- Small business owners covering 2–50 employees
- Families losing coverage after a job change or COBRA expiration
- Early retirees bridging the gap before Medicare
Need more answers?
One conversation with a licensed Nevada advisor. No robocalls, no pressure — just a plan that fits.
Common questions
Do you charge a fee?
No. Marino Financial is paid directly by the carrier when you enroll. Your premium is the same whether you use us or sign up alone — you just get an advocate in your corner.
Can I enroll outside of open enrollment?
Yes if you have a qualifying life event (job loss, marriage, birth, move to Nevada, etc.). Short-term plans are also available year-round.
Do you help with claims problems?
Yes. If a claim gets denied or you get a surprise bill, we help you appeal and resolve it.